Home Protection Plan Solution

HomeServe’s protection plan solution is designed to educate residential members and associate the cooperative brand with value-added services. We engage with members about optional co-op-sponsored home protection plans that safeguard them against unforeseen repair expenses and enhance resiliency, safety and efficiency. A protection plan offer can also extend the member journey by continuing interaction after an equipment install or service.

The solution includes a royalty back to the cooperative for all plans sold, which can be realized as revenue or dedicated to funding co-op programs. Simply offering this solution increases cooperative CSAT and regulatory goodwill, and member adoption of protection plans lifts CSAT further through the delivery of a white-glove service experience.​

Protection Plans Include

Exterior Electric

Covers repair or replacement of exterior high-voltage wiring and components.

Interior Electric

Covers repair or replacement of interior high-voltage wiring and components.

Gas Line

Covers the gas line or primary propane line and appliance connectors inside or outside the home.

Heating / Cooling

Covers repair or replacement of electric, natural gas, or propane water heater.

Heat Pump

Covers repair or replacement of system components and one annual tune-up.

Surge Protection

Covers repair or replacement of electrical products that fail due to an electrical surge.

Water Heater

Covers repair or replacement of electric, natural gas, or propane water heater.

Water Service Line

Covers repair or replacement of a permanently blocked, leaking, or low pressure line that provides fresh water to the home.

Sewer / Septic Line

Covers repair or replacement of a permanently blocked or leaking line that takes wastewater from the home.

Interior Plumbing

Covers unblocking, repair or replacement of interior water service and drainage pipe materials, valves and other plumbing-related material.

Electric Vehicle Charging

Covers reimbursement for malfunctioning Level-2 charger and repair/replacement of interior wiring and components.

Tech Protection

Multi-device coverage for mobile phones, tablets, computers and TVs.

Exterior Electric

Interior Electric

Gas Line

Heating / Cooling

Heat Pump

Surge Protection

Water Heater

Water Service Line

Sewer / Septic Line

Interior Plumbing

Electric Vehicle Charging

Consumer Electronics

Capabilities

Program Development

Anchored by a team that has extensive experience in the insurance and consumer services industries, HomeServe’s program development follows a process that recognizes member needs, capitalizes on our underwriting depth and knowledge, and marries those needs with our marketing and operational capabilities. This ensures that we are creating comprehensive offerings for our customers, with the optimal balance of coverage and price. This leads to high participation rates and a generous revenue share for our cooperative partners.

Public Awareness Generation

Prior to launching a home protection program, HomeServe deploys a thorough pre-launch education campaign. This campaign could include public relations and press releases, bill insert messages and information on the cooperative’s website. HomeServe has an internal public relations department that proactively engages with local constituents to provide material, clarity and responses to city officials, the media and the public. Additionally, we will train the co-op’s call center staff to handle calls about the program and forward members to HomeServe. We also provide scripts with frequently asked questions and answers about the program to use as a reference.

Multi-Channel Education

HomeServe’s in-house staff of over 75 marketing professionals produces multi-channel educational campaigns and member communication strategies encompassing direct mail, inserts, website and web advertising, inbound and outbound telemarketing, e-mail, public relations, and social media, that yield outstanding member participation, retention and customer satisfaction. Leveraging the results of hundreds of tests across dozens of co-op partners, and through active partner collaboration, the team produces communications that educate members, positively reflect partner brands, drive member participation, and ultimately lead to demonstrably higher levels of member satisfaction with your cooperative.

Contractor Management

HomeServe currently manages over 2,600 independent contractor firms across North America. We have the ability to onboard local contractors, including those within your own established network, as relevant. We leverage trade associations and government registries to ensure relevant criteria are met, including MWBE requirements. Contractors must have a BBB rating of A or higher; positive feedback of 90% or better; and the ability to provide 24/7 emergency service while also meeting all stringent compliance requirements, including valid licensing, bonding and insurance; drug screening and background checks, and willingness to sign our contractor agreement that stipulates performance standards, code of conduct and more. HomeServe employs Regional Operations Managers (ROMs) to ensure all work is performed to our high standards and is compliant with all local codes, regulations and permit requirements. Contractor performance is continually tracked and measured to ensure customer satisfaction.

Marketplace

HomeServe can work with cooperative partners to integrate home protection products and installation services to broaden marketplace offerings and create a more cohesive customer experience. HomeServe’s expertise in multichannel marketing drives members to our products on utility marketplaces, increasing site traffic, visibility, and opportunities for engagement about residential energy efficiency.

Customer Story

NJ Woman Gets Home Repair Help

Catherine E. of Sicklerville, New Jersey, thought that having a policy to cover maintenance and repairs to her home furnace would be a prudent idea.

Catherine is an older adult on a fixed income with chronic health issues that require treatment three times a week. She’s lived on her own in her home for more than a decade.

“I thought that (the policy) was something good to have, so that, if something happened in my home, I could have someone look at it for me,” she said. “It wasn’t expensive, and I have a set budget.”

So, when her furnace broke down in early March, having a HomeServe policy proved to be very prudent.

“I have a blanket I always wrap myself up in, and it felt like I didn’t have a blanket on at all,” she said. “My house got cold, very cold.”

Energy Cooperatives